- CFA, in 2001 from ICFAI, Hyderabad
- MBA (Finance), in 1997 from Faculty of Management Studies (FMS), Delhi University.
- Certificated Associate of Indian Institute of Banking (CAIIB), in 1988 from Indian Institute of Banking & Finance (IIBF), Mumbai.
- Diploma in Financial Services (DFS), in 1997 from IIBF, Mumbai.
- M.Sc (Physics), in 1981 from Utkal University, Bhubaneswar.
- At present pursuing Actuarial Science Course, a highly rigorous Course covering Finance, Insurance, Investment and Financial Risk Management from Institute of Actuaries India (IAI), Mumbai & Institute of Actuaries London (IAL).
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- Associate Professor - Finance, Institute of Management Technology, Nagpur since April 2008.
- Senior Manager, Indian Overseas Bank (IOB), (25 years).
- Visiting faculty - Commercial Bank Management, at XLRI, Jamshedpur (Feb - Mar 2008).
- Principal & Chief Faculty, Indian Overseas Bank, Regional Training College, Kolkata (April 2003 - April 2008)
- Visiting faculty - IGNOU and IIBF study centre, (April 2003 - April 2008).
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Corporate finance, Risk Management & derivatives, Security Analysis, Portfolio Management & Mutual Funds, Foreign Exchange, Finance of Foreign Trade & International Finance, Banking, Insurance & Actuarial Science, Personal Financial Planning & Wealth Management.
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